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Ummm... I've never had an account deactivated by MS for overuse. I have had 2 accounts on FB deactivated, even after spending real cash on 3rd party vendor games. FB did not care that I spent money on games from 3rd party vendors, they deactivated anyway. Not everyone has a pleasant experience w/ MS, not everyone has a pleasant experience w/ FB.
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I never had an account deactivated due to overuse. I cancelled the MS account myself.